«UNIVERSAL»

The deposit is accepted in terms of such foreign currencies as: US $, EURO, Pound Sterling. Minimum deposit is unlimited.

Deposit interest rate:

1. US $ — 9% per annum;
2. EURO — 6% per annum;
3. Pound sterling — 3%.

Term of the deposit — 3, 6, 9 and 12 months. The amount of the accrued interest is either monthly prepaid or paid upon the maturity of the deposit in terms of Soums on the date of the transaction. Additional contributions, as well as partial withdrawals of the deposit are not allowed.

«MEROS»

Is a children’s foreign currency deposit for children under 16 years old. The deposit is accepted in cash US $ for the minimum term of 12 months; the deposit interest rate has been fixed as 7% per annum. Additional contributions are not accepted. The accrued amount of interest is paid upon the maturity of the deposit with monthly capitalization.

«BONUS PLUS»

The deposit is accepted in cash and non-cash forms, in terms of the US $ for the period of 6, 12 and 18 months. The interest rate has been fixed as 9% per annum with the bonus on the following conditions:

1. for 6 months — 9% + 1%;
2. for 12 months — 9% + 2%;
3. for 18 months — 9% + 3%.

Minimum amount of the initial deposit is not limited. The accrued interest can be paid monthly or upon the maturity of the deposit. Additional contributions, as well as partial withdrawals of the deposit are not allowed.

«OPTIMA»

The deposit is accepted in cash US $ for the terms of 1, 3, 6 and 12 months with the interest rate of 7% per annum. Minimum amount of the deposit is not limited. The depositor can receive the amount of the interest accrued on the deposit monthly or upon the expiry of the deposit in terms of US dollars.