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Micro-loan

Update date:  21 March 2024, 03:30
  • Necessary amount:
  • Loan term:
  • Interest rate (%):
  • Insurance costs:
  • Repayment order:
The calculation is preliminary. You will be provided with exact loan terms and conditions in one of the branches of the bank.
Monthly payment: ... sum

 



A microloan is a loan of up to UZS 20 mln provided by a bank to individuals.

 микроқарз.jpg

Loan amount

 
Interest rate

 
Loan term


Initial payment
 
 
Loan repayment method
 
Grace period
 
     
Up to UZS 20 mln.

     
29%

     
3 years

     
no

     
annuity
differential

   
 no

Microloans are allocated to individuals in a non-cash form by transferring to a bank card or in cash in the national currency - "UZS".

  Client loan payments must not exceed 50% of the average monthly income.

An online microloan is allocated only to holders of the salary plastic card of JSCB "Turonbank" in the amount of 50% of the average monthly salary credited to the plastic card, but not exceeding 10 times the minimum wage on the terms of payment, term, security and repayment to plastic cards through a mobile application “MyTuron” (Temporarily suspended).

Online microloan is provided for a period of 3 months at 29% per annum.

Offer agreement for allocation of ”Online" micro-loan
Sample of a micro-loan agreement

The borrower provides one of the following types of collateral:

  • pledge of immovable property (except residential buildings) with the right of land use;
  • pledge of vehicles in accordance with the requirements of the current Credit Policy of the bank (insured against all risks);
  • gold jewelry or securities (written consent of the borrower's spouse is required);
  • surety of legal entities and individuals;
  • a credit risk insurance policy, a guarantee of funds on the deposit (the consent of the spouse is required).
  • other liquid property.

• application;

• a copy of the passport (or a document replacing the passport);

• documents for securing the loan.

Collateral for microloan:

• As a security for the loan, a surety of third parties, an insurance policy or a pledge of liquid property is accepted.


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