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Education credit

Update date:  8 July 2022, 09:37
  • Necessary amount:
  • Loan term:
  • Interest rate (%):
  • Insurance costs:
The calculation is preliminary. You will be provided with exact loan terms and conditions in one of the branches of the bank.
Monthly payment: ... sum








Educational loans
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Loan amount


It is determined on the basis of an official agreement (contract) on tuition fees between the student and the university.
   

Interest rate


14%


Loan term


Period of study + 7,5 years 


Initial payment


no


Loan repayment method


differential


Grace period


Period of study + 6 months after graduation

Loan agreement

Educational credit is provided to students who have been accepted for full-time study at state higher educational institutions and private higher educational institutions licensed by the Inspectorate for Quality Control of Education.

The student's close relatives (father, mother, brother, sister, niece, grandparents) or his (her) guardian are involved in obtaining a loan.

The interest rate on the loan and the amount of interest payments on educational loans accrued by commercial banks may change as the refinancing rate of the Central Bank changes.

  • student loan application and passport;
  • agreement (contract) and attached invoice (if available). The agreement must specify the term of completion of study and the amount of payment for one year;
  • certificate of inclusion in the Unified Register of Social Protection (for children from families included in the Unified Register of Social Protection). 

The following are provided as collateral:

  • Third party warranty;
  • Non-repayment insurance policy;
  • Liquid collateral.
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